1. INFORMATION ABOUT US
www.oneragtime.com is a website operated by One Ragtime Platform Limited (we, us). We are a Private Limited Company, registered in the United Kingdom with company number 10075478, our registered office is at 5 Fleet Place, London, EC4M 7RD
We are an Appointed Representative of Sturgeon Ventures LLP whose FRN 452811, which is authorised and regulated by the Financial Conduct Authority (the FCA) and entered on the Financial Services Register with the FRN 759731
1.1. Other applicable terms
1.2. Accessing our Website
Access to our Website is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Website without notice (see below). We do not guarantee that our Website, or any content on it, will always be available or be uninterrupted. We will not be liable if for any reason our Website is unavailable at any time or for any period. You are responsible for making all arrangements necessary for you to have access to our Website.
1.3. Eligibility Criteria to become a One Ragtime Member
To become a OneRagtime Member (OneRagtime Investor), you must meet our eligibility criteria.
– Only accredited investors are allowed to invest in OneRagtime Limited Platform. Yet you have to fulfill your country’s proper requirements in terms of accreditation as well as the UK requirements because we’re located in the UK.
– Only investors accepting all the conditions and filling properly all the questions of the onboarding are allowed to join the platform.
if you meet our eligibility criteria set out above, you will be able to become a OneRagtime Member and make investments through our Platform. As part of our on-boarding process we may carry out anti-money laundering checks on you.
1.4. Your Username and Password
When you become a Member, as part of our security procedures, you will choose, or be provided with, a user name and password. You must treat such information as confidential and must not disclose it to any third party.
When you use the Platform on our Website we will check your identity by asking for your user name and password. If the correct user name and password are provided, we will assume that you are the person giving instructions and making transactions. You will therefore be liable for such instructions and transactions.
If you know or suspect that anyone other than you knows your user name or password, you must promptly notify us at email@example.com.
We may refuse to act on any instruction that we believe:
– was not submitted by you;
– was not clear;
– might cause us to breach a legal or other duty; or
– suggests that our Website is being used for an illegal purpose or a purpose that is in breach of our regulatory obligations.
1.5. Our Website changes regularly
We aim to update our Website regularly, and (provided such changes do not adversely affect you) may change the content at any time without notice by posting such changes on our Website. If the need arises, We may suspend access to our Website, or close it indefinitely without notice. Any of the material on our Website may be out of date at any given time, and we are under no obligation to update such material. We do not guarantee that our site, or any content on it, will be free from errors or omissions.
1.6. Termination of your Membership
Following notice of termination of your Membership, we will provide you with limited access to the Platform on the Website for seven days so that you can download any of your account content or information relating to your loan(s). After the end of the seven day period, you will no longer be able to access the Platform. However, we and our collections agency will continue to maintain records regarding you to the extent that we are required by law to do so.
1.7. Our liability
You agree that the material downloaded or otherwise accessed through the use of our Website is obtained entirely at your own risk and that you will be entirely responsible for any resulting damage to software or computer systems and/or any resulting loss of data.
– death or personal injury resulting from our negligence;
– fraud or fraudulent misrepresentation; or
– any other liability that cannot be excluded or limited by English law.
1.8. Intellectual property rights
We or our licensees are the owner or the licensee of all intellectual property rights in our Website, and in the material published on it. You must not use any part of the materials on our Website for commercial purposes without obtaining a licence to do so from us or our licensors.
The content on our Website is for your individual use and is not intended for distribution to or sharing with others. The information provided is tailored to you and may not therefore be applicable or useful to third parties. Under no circumstances are you to remove any copyright notices displayed on our Website.
1.9. Reliance on information posted
Commentary, information and other materials posted on our Website are not intended to amount to advice on which reliance should be placed. The material displayed on our Website is provided without any guarantees, conditions or warranties as to its accuracy. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our Website, or by anyone who may be informed of any of its contents.
1.10. Uploading content to our Website
Whenever you make use of a feature that allows you to upload content to our Website, or to make contact with other users of our Website, you must comply with the content standards which we upload to our Website from time to time.
You warrant that any such contribution complies with those standards, and you will be liable to us and indemnify us for any breach of this warranty. If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.
Any content you upload to our Website will be considered non-confidential and non-proprietary, and We have the right to use, copy, distribute and disclose to third parties any such content for any purpose.
We also have the right to disclose your identity to any third party who claims that any content posted or uploaded by you to our Website constitutes a violation of their intellectual property rights, or of their right to privacy.
We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our Website.
We have the right to remove any posting you make on our Website if, in our opinion, your post does not comply with our content standards.
The views expressed by other users on our Website do not represent our views or values
1.11. Information about you and your visits to our Website
1.12. Viruses, hacking and other offences
In the event that you knowingly place viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful on to our Website, your right to use our Website will cease immediately.
We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Website or to your downloading of any material posted on it, or on any website linked to it.
1.13. Linking to and from our Website
You may link to our Website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice. The website in which you are linking must comply in all respects with the content standards which we upload to our Website from time to time.
Where our Website contains links to other websites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those websites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
1.14. Jurisdiction and applicable law
1.16. Your concerns
If you have any concerns about material which appears on our Website, please contact us at firstname.lastname@example.org.
1.17. Third party rights
This contract is between you and us. No other person shall have any rights to enforce any of its terms, whether under the Contracts (Rights of Third Parties) Act 1999 or otherwise.
2.1. Nothing on this Website is intended, nor should it be taken, to create any legal or contractual relationship. Any transmission, downloading or sending of any information from the Website does not create any contractual relationship.
2.2. The content of the Website is designed for information purposes only. Neither the information nor any opinions stated in the Website constitutes a solicitation or offer by OneRagtime Platform Limited to buy or sell any securities or other financial instruments or to provide any investment advice.
2.3. The provision of investment services may be restricted in certain jurisdictions. It is your responsibility to acquaint yourself with any local laws and restrictions on the usage of this Website and the availability of any services described on it. The information on this Website is not intended for distribution to or use by any personal entity in any jurisdiction or country where such distribution would be contrary to local law or regulation.
2.4. Nothing in this Website may be published in the press or elsewhere without permission of OneRagtime Platform Limited.
2.5. OneRagtime Platform Limited does not provide legal or tax advice. Clients of OneRagtime Platform Limited and viewers of this Website are encouraged to consult their own legal and tax advisers before making any investment decision. Private companies in all jurisdictions and potential investors should take independent legal and taxation and investment advice before proceeding with any type of fund raising activity.
2.6. While we endeavour at all times to ensure information on our Website is clear, fair and not misleading at the date of publication, we do not hold the information as impartial and it should not be viewed as wholly objective. Information on this Website is based on sources that we believe to be reliable but we give no undertaking that it is accurate or complete and OneRagtime Platform Limited cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose or at all.
2.7. The contents of this website are subject to change without notice and OneRagtime Platform Limited is under no obligation to report updates or amendments or keep information accurate.
2.8. This Website is controlled and operated by OneRagtime Platform Limited in the United Kingdom. We make no representations that materials in the Website are appropriate or available for use in other locations. Those who choose to access the Website from other locations do so at their own risk and are responsible for compliance with all applicable laws.